Panama Legal, S.A.
A Guatemala Law Firm Offshore Banking, Offshore IBC Corporation & Asset Protection Center

We are a licensed Guatemala law firm specializing in Asset Protection, Offshore Bank Accounts in Panama, Hong Kong, Belize, Saint Vincent Grenadines, Nevis Saint Kitts, and Guatemala. Formation of Anonymous Corporations in Panama, Hong Kong, Belize and Anguilla and Panama Anonymous Foundations. Second Citizenships, Residencies and Passports. Offshore Bank Account Signatory Services and Trust Agreement Banking in Guatemala. We can offer privacy and asset protection from any situation including new taxation treaties, civil litigation, divorce, bankruptcy (voluntary or forced) and Judgment Proofing.

You have attorney client privilege in all your dealings with us including phone calls, chats, wires, and email. We do care enough to offer several ways of communicating with us securely with encryption. How many other law firms can you find that do that? We can represent you, defend you and protect your assets along with your right to privacy. We could not reveal anything about you or your affairs without your specific permission. A lot of websites look like they are law firms but they never say law firm or lawyer. Be careful!

As a client of Panama Legal, S.A. you will have a lawyer assigned to you and you can call that lawyer and ask questions anytime. If you inquire of us by phone, encrypted chat, encrypted email, Yahoo Messenger, or Skye. You will talk to a live person and get answers. We answer all email fast. We also have encrypted email for our clients’ use where the email never leaves our server. Our website has a link to an encrypted chat to communicate with us live securely using open source code Zfone. All our encryption is open source code based military-grade encryption.

If you acquire an offshore corporation, offshore trust, offshore foundation or an offshore bank account from a non-law firm, they could freely reveal your confidential information which they collect from you like name, address, passport, name of corporation, bank account information etc. without any statutory penalties. In other words you do not have the benefit of attorney client privilege. Some of these corporate resale agents in other countries say they have some sort of offshore banking or financial privacy protections but it is nothing like attorney-client privilege. If you deal with an entity that is not a law firm, they must obtain the corporation or foundation through a law firm (they are not the law firm) then your attorney client privilege is already defeated since this non-lawyer entity knows all about you, your identity and your corporation and/or foundation and maybe even your bank account information.

Jurisdictions and Tax Treaties – Today the country used for your banking is critical. Laws change constantly. We find it is safer to use jurisdictions that are not considered to be traditional tax havens. There is a big push to go after the recognized tax havens by the OECD and force them to enter into treaties calling for the sharing of information on bank accounts for purposes of suspicion of tax evasion with no serious proof or probable cause required. This appears to be impacting: Switzerland (already signed treaties this year), Cayman Islands, Liechtenstein, Luxembourg, Austria, Guernsey, Isle of Mann, Jersey, Singapore, Monaco, British Virgin Islands, Bermuda, Cook Islands and others. The USA signed the Brussels Agreement with the EU countries allowing the USA to access any bank account in the EU in all 27 countries with no court oversight, no need to show probable cause and in general no accountability at all. This in our opinion eliminates all the 27 EU countries as possible asset protections jurisdictions. For a list of the nations that signed TIEA (Tax Information Exchange Agreements) in the last 12 months go here:

OECD Tax Information Exchange Agreements Signed in Last 12 Months

Protection Banking and Privacy Solutions – Today with the flood of new Tax Information Exchange Agreements emerging in the world in addition to the invasive Brussels Agreement the rules of the game have changed. You need to look at the different types of banking which is as important as the jurisdiction. The least protective type of bank account is the personal bank account because the name of the account is your name so all the governments and correspondent banks see your name on all international wires sent or received and they do index and save all this data.

The next level of security is in using a corporation or foundation for banking. Even with such anonymous structures the banks anywhere still require the name and identity documents of a natural person as the signatory and beneficiary owner of the bank account. A foundation or another corporation or even a trust for that matter cannot be the beneficiary owner or signatory on the bank records. It must be a natural person in any country. International Trust Agreement banking is the most secure method of maintaining privacy and security in banking. An anonymous corporation is formed and the law firm supplies a person to be the signatory and beneficiary owner of the bank account. The bank does not get any identity documents on you and do not even have your name. The people our law firm employs for this are from countries where there is no tax on offshore-derived income. This is a more secure and, for that reason, more costly solution. As you read through our website these different solutions will be discussed and of course feel free always to ask us questions.

Judgment Proofing – Our law firm offers many different solutions to judgment proofing. We prefer to analyze the threat and then design a solution to suit. The jurisdictions involved can be critical. International Trust Agreement banking is just one solution that can work. At other times different solutions are required and we chose not to list these solutions on the website. Sometimes we prefer to keep our methods confidential until one becomes a client. To learn more about judgment proofing go here:

Judgment Proofing

Guatemala Banking - To learn more about our different Guatemala banking options go here:

Guatemala Banking

Hong Kong Banking – Hong Kong is a unique jurisdiction. They have many of the world’s largest banks. The bank we use for our clients has over one trillion dollars in assets. You can hold accounts in ten currencies including the Chinese Renminbi. The Hong Kong Corporations we use for the bank accounts are anonymous. To learn more about Hong Kong Banking options go here:

Hong Kong Bank Accounts and Hong Kong Corporations

Belize Banking and Belize Corporations – To learn more about our Belize Corporations and Banking options go here:

Bank Accounts in Belize

Panama Anonymous Corporations – To learn more about this option go here:

Bearer Share Corporations

Panama Private Interest Foundations – To learn more about this option go here:

Panama Private Interest Foundations

Panama Bank Account and Panama Bank Secrecy – To learn more about this option go here:

Panama Bank Account and Panama Bank Secrecy

Offshore Bank Signatory Services – Our law firm can supply a banking representative to sign on the bank account for you concealing your identity completely from the bank, which is the weak link in the chain. You can do this with an anonymous corporation having a general power of attorney for the corporation and possession of the share certificates. You can also have the online banking codes. We also provide an International Trust Agreement which is a private document not seen by the bank to protect you. For more information on our offshore bank signatory services go here:

International Trust Agreement Banking

Anonymous Visa and MasterCards – No offshore structure is complete without an anonymous Visa or MasterCard enabling ATM cash withdrawals around the world. These Visa and MasterCards do not have your name on them or in the magnetic strip. They have high limits and low fees. Learn more about our cards here:

Anonymous Visa and Mastercard

Offshore Stock Broker Accounts – Play the major markets around the world. Equities, Options, Indexes, Forex, Margin Accounts, Online Platform, Live Brokers and more. Stockbroker secrecy laws generally are very similar to the bank secrecy laws in the respective country. We can arrange the stock brokerage account in EU, Hong Kong and Panama in the name of your corporation or foundation with you as the signatory. For more information on opening offshore stock brokerage accounts go here:

Offshore Stock Broker Accounts

Forex Broker Bank Accounts and Corporations – We can provide anonymous corporate and private bank accounts that will allow you to receive third-party funds for investment into your own bank corporate bank account. Inquire.

Your Problems and Your Law Firm - Is your law firm knowledgeable and able to understand the problems of the judicial system in your home country that led you to read this page? Do they really understand what you are up against? Do they know enough to be creative in their asset protection solutions or is it always going to be one of two or three canned solutions? Are they offering you good secure jurisdictions or just jurisdictions where they can obtain the products?

Home Country Asset Protection Challenges - We understand the legal and judicial system in North America, Central America, South America, Asia and Europe and that is why our solutions will protect and preserve your assets while remaining out of the reach of your potential financial enemies while allowing the assets to grow and keep pace with inflation and then some. We also can structure two or even three country solutions to hold up against any sort of financial attack by your financial enemies whoever they may be or where ever they may be. The jurisdictions and structures we use have extremely protective asset protection laws and practices. So do feel free to ask us questions by phone, chat, messenger or email to see if you are comfortable with us and if we have a good grasp of the legal problems you are concerned about that motivated you to visit this website.

Investigating Your Law Firm - The only reliable way to know that the Law Firm is real and solid is to go there and visit the law firm. See the offices; meet some of the lawyers and staff. See how many files they have, are they busy, is the phone ringing, are messengers coming and going and so forth. You need to evaluate if they are in business and likely to be in business some years down the road. People in the business know no other way to evaluate a law firm other than visiting them. Lawyers cannot provide client references due to attorney client privilege. Would you want us giving your name out to strangers? We welcome clients anytime (give us one or two working days notice please).

Investigating the Bank - Regarding the banks that we put clients into we do not want you trying to sleep at night worrying about whether or not you made the right choice. Come check us out and the banks in person. If you can't come, we can still get everything done for you and take great care with your asset protection structure. Rest assured we have thoroughly investigated the banks. Our Hong Kong bank is one of the largest banks in the world. We can also arrange corporate rates at nice hotels. There are numerous airlines flying here and we even have direct flights from Europe and North America. We do ask you to give us 48 hours when visiting.

For more information on visiting Guatemala click here:
Visit Panama Legal, S. A.

Real Estate Asset Protection and Anonymous Ownership – It is still possible to own real estate anonymously in many different countries around the world using anonymous corporations where the owner’s names do not appear in any registry or public database. The government does not even know the name of the owners of the corporation. Our law firm can handle the closing of the escrow, signing on behalf of the corporation and the funding of the escrow. You would only wire money to the law firm trust account, not the escrow account. It would be impossible for one to associate your name to the real estate purchase, escrow or registration. You could then rent the property from the corporation owning the real estate and pay rent to explain your living on the property. Useful to conceal real property assets as a ploy to reduce your litigation profile and risk of kidnapping, blackmail and extortion. Inquire.

Why use Guatemala for Asset Protection? – Guatemala is currently replacing Panama and Switzerland for offshore banking and asset protection. Panama was once the number one retirement haven in the world and it is also generally considered by many to be a tax haven, which is not the case with Guatemala. Guatemala like Panama does not tax offshore-derived income. Guatemala has no tax treaties of any sort including information sharing with any country and it is not possible to press a tax case for banking information in Guatemala even if the tax matter is considered to be a criminal case for taxes. Guatemala has no Mutual Legal Assistance Treaties except with its neighbors. Guatemala has truly anonymous corporations, anonymous foundations, strong bank secrecy, strong attorney client privilege and no tax treaties with any country of any sort. Guatemala actually requires all corporations to be formed by a lawyer to protect the privacy of their corporations. We can only arrange Guatemala banking with the law firm as the signatory on the bank account.

Panama & Guatemala Anonymous Bearer Share Corporations - Such anonymous corporations are called by this term in Spanish - Sociedad Anonima, abbreviated as S.A. These corporations have no registry or database into which are entered the names of the owners of the corporation. Ownership is based on who has the printed stock certificate called bearer shares. The corporation shares are bearer instruments. The share certificates can be made out in blank or with a name. Such corporations are also available in a number of different jurisdictions. A natural person can own the corporate shares as well as an unnatural person such as another corporation or foundation.

Panama & Guatemala corporations or the ones from other countries can also own shares of corporations from other countries. Whoever owns the share certificates owns the corporation. The respective governments do not even know who owns a corporation. There is no requirement to report changes of ownership of any bearer shares to any entity. The share certificates can be kept anywhere in the world. The corporate books and records can be kept anywhere in the world. There is no paid in capital requirement. There is no income tax in Panama or Guatemala on offshore-derived income. Transfers of ownership of the corporation in whole or in part do not have to be reported. The Panama government does not know who owns these bearer share corporations. With a Panama or Guatemala bearer share corporation, wires moving through the wire system are not associated with any natural persons since no one can look into a database and see who owns the corporation.

The name of the signatory on the bank account never appears in any incoming or outgoing wire, just the corporation name. The Guatemala bank records are covered by strong Guatemala bank secrecy. Various banks, correspondent banks, national banks and governments monitor all wires. All these entities can learn from the wires going to or from your Guatemala Corporation is the name of the corporation; no owners' names come up in any database. It is like the old Swiss numbered bank accounts except a name of a corporation is used instead of a number, both just as anonymous.

Guatemala corporations can be formed in 14 days and we have ready to go shelf corporations in stock. Panama or Guatemala bearer share corporations can own real estate, stocks, bonds, cars, boats, planes, gold or other corporations anywhere in the world under Panama or Guatemala law, and are the best of the offshore corporations. Panama or Guatemala corporations are allowed to operate in their country of formation as well as in other countries.

Offshore IBC companies are not allowed to operate in the country they were formed in but Panama and Guatemala Corporations are of course better than IBC’s. Panama or Guatemala Corporations are full companies with all the privileges, not limited offshore IBC formations that are not allowed to operate in the country they were formed in. Anonymous bearer share corporations in other countries operate in a similar fashion with slight variances from country to country.

Panama Private Interest Foundations - A Panama foundation has a number of advantages especially when it comes to asset protection. It is like a combination of a corporation, trust and a will. Foundations have no owner and no shares or stocks. The Panama foundation is anonymous. The foundation has beneficiary instructions that are kept secret. The beneficiary instructions state how assets are to be dealt with in the event of your temporary or permanent incapacitation or if you are under serious distress or if you are deceased. Foundation assets including bank accounts are generally non- freezable pre-trial. No ex-parte injunctive relief here is likely to be awarded against a Panama foundation.

Panama Foundations can own corporations and real estate anywhere in the world under Panama law. Generally the foundation is used to own the corporation(s). This allows one to control an offshore corporation or many corporations and not have the disadvantages of owning them. You can control them through a power of attorney, signing on the Panama bank account and by controlling the foundation in a similar fashion. The foundation is the ultimate asset protection vehicle that has been used by the super wealthy for many years. The Panama foundation is modeled after the Liechtenstein foundation but is available at a fraction of its cost with much lower operating expenses as well. To see if a name for your Panama Foundation is available visit this page. Guatemala Foundations – Are similar to Panama Foundations as described above. Inquire for more details.

Panama Passports, Visas and Residency - Panama offers an instant Passport program and a number of exciting and affordable visa programs including the Panama Reforestation Visa Program, Panama Pensionado Program, Permanent Residency and Temporary Residency programs. Feel free to ask us about the various visa and immigration programs. We can offer a number of other citizenship and residency programs from North America, Central America and South America. Inquire.

Panama Legal, S.A. Law Firm Panama Asset Protection Strategies:

• Completely Anonymous Trust Agreement Banking in Guatemala.
• Formation and Management of Anonymous Panama S.A. Bearer Share Corporations (Sociedad Anonima)
• Asset Protection with a full range of effective strategies including Panama Foundations and Corporations
• Providing corporate nominee directors, resident agent and signatory services.
• Offshore Bank Accounts in Panama, Hong Kong, Belize, Saint Vincent and Guatemala with online banking
• Guatemala Bank Accounts and anonymous Corporations
• Anonymous Visa, MasterCard Debit Card and ATM cards
• Anonymous ownership of real estate anywhere
• Anonymous ownership of boats and planes anywhere
• Anonymous Real Estate Investment
• Residency, Citizenship, Visas, Passports
• Stock Trading Accounts in Panama with secrecy
• Offshore Merchant Accounts for high risk or low risk accounts